Privacy Policy

Updated Date: 27th December, 2024

WealthNotes LTD (“we,” “us,” “our”) operates the website weathnotes.com (“Website”). This Privacy Policy outlines how we collect, use, share, and protect your personal data when you interact with our Website or purchase our digital products on blogging, cryptocurrency, stocks, personal finance, and related topics. We are committed to ensuring your privacy and comply with the General Data Protection Regulation (GDPR).

1. Information We Collect

We may collect and process the following categories of personal data:

a. Information You Provide:

  • Name
  • Email address
  • Billing and shipping address
  • Payment information (processed through secure third-party payment processors)
  • Any other details you provide when contacting us or subscribing to our services

b. Information We Automatically Collect:

  • IP address
  • Browser type and version
  • Time zone settings
  • Pages viewed, time spent, and navigation patterns
  • Cookies and similar tracking technologies

c. Special Categories of Data:

We do not intentionally collect special categories of data (e.g., health, religion, political beliefs). If you provide such data, it will be treated as voluntary and subject to this Privacy Policy.

2. How We Use Your Data

We use the personal data collected for the following purposes:

  • To process and fulfill your orders
  • To provide customer support
  • To communicate updates, offers, and newsletters (with your consent)
  • To improve our Website and services through analytics
  • To comply with legal obligations
  • To prevent fraud and unauthorized access

3. Legal Basis for Processing

We process your data based on the following lawful grounds:

  • Consent: When you opt-in to receive marketing communications or agree to our use of cookies.
  • Contractual Necessity: To fulfill our obligations when you purchase a product.
  • Legal Obligation: Compliance with laws, such as tax reporting.
  • Legitimate Interests: For Website optimization, fraud prevention, and analytics.

4. Data Sharing

We do not sell or rent your personal data. However, we may share your data with:

  • Service Providers: Payment processors, email marketing services, and IT support providers.
  • Legal Authorities: When required by law or to protect our rights.
  • Business Transfers: In case of a merger, acquisition, or sale of assets, your data may be transferred to the new entity.

Third-party service providers are obligated to process your data in compliance with GDPR and our instructions.

5. Data Retention

We retain your personal data only for as long as necessary:

  • Transaction Records: Retained for 7 years for tax and accounting purposes.
  • Marketing Data: Retained until you withdraw your consent.
  • Website Analytics: Retained for up to 24 months.

When no longer needed, data will be securely deleted or anonymized.

6. Your Rights

Under GDPR, you have the following rights:

  • Access: Request a copy of the personal data we hold.
  • Rectification: Correct inaccurate or incomplete data.
  • Erasure: Request deletion of your data (“Right to be Forgotten”).
  • Restriction: Limit processing of your data under certain circumstances.
  • Portability: Receive your data in a machine-readable format.
  • Objection: Object to processing based on legitimate interests or direct marketing.
  • Withdraw Consent: At any time for processing activities based on consent.

To exercise your rights, contact us at [email protected]. We will respond within one month.

7. Data Security

We implement appropriate technical and organizational measures to protect your data:

  • Secure servers and encryption protocols (SSL)
  • Regular security audits
  • Access control policies

While we strive to protect your personal data, no transmission over the internet is completely secure.

8. Cookies and Tracking

Our Website uses cookies to enhance user experience and analyze website traffic. You can control cookies through your browser settings. For more details, refer to our [Cookie Policy].

9. International Data Transfers

If your data is transferred outside the European Economic Area (EEA), we ensure appropriate safeguards, such as standard contractual clauses, are in place.

10. Contact Us

If you have questions or concerns about this Privacy Policy or how your data is handled, please contact us:

WealthNotes LTD
Address: 1110-H/N 15 BOOYE NKPA ST. THY WILL, Accra, Ghana
Email: [email protected]

11. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised “Effective Date.”